Effective date: August 19, 2026
These Terms of Use govern your access to and use of The Impartial Lens website, newsletters, articles, videos, and related content (the “Services”). The Impartial Lens is an independent publication operated by Ronan and Michael (“The Impartial Lens,” “we,” “us,” or “our”). By using the Services, you agree to these Terms. If you do not agree, please do not use the Services.
Educational content only
Our content is provided solely for general informational and educational purposes. It is not investment, financial, legal, tax, accounting, or other professional advice. The Impartial Lens is not a registered investment adviser, broker-dealer, or fiduciary, and no advisory or fiduciary relationship is created through your use of the Services.
Nothing we publish is a personalized recommendation, solicitation, or offer to buy or sell any security, asset, product, or service. You are responsible for your own research and decisions and should consult appropriately qualified professionals about your circumstances.
Investment risk
Investing involves risk, including possible loss of principal. Markets and prices can change rapidly. Past performance does not guarantee future results. Any examples, forecasts, opinions, or scenarios are illustrative and may not occur.
Accuracy and availability
We work to provide thoughtful, useful information and may rely on sources we believe are credible. We do not guarantee that content is accurate, complete, current, or free from errors. Opinions may change without notice. We may revise, suspend, or discontinue any part of the Services at any time.
Intellectual property
Unless otherwise stated, the Services and their original content, branding, design, and materials are owned by or licensed to The Impartial Lens and are protected by applicable intellectual-property laws. We grant you a limited, revocable, non-exclusive right to access and use the Services for personal, non-commercial purposes. You may share a link and a short attributed excerpt, but you may not reproduce, republish, sell, scrape, distribute, or create derivative works from substantial portions of our content without prior written permission.
Acceptable use
You may not use the Services unlawfully; interfere with their operation or security; attempt unauthorized access; introduce malicious code; impersonate another person; infringe another party’s rights; or use automated tools to extract content at a volume that burdens the Services. We may restrict access when reasonably necessary to protect the publication, our users, or others.
Newsletter and communications
If you subscribe, you authorize us and our email service provider to send you editorial and related emails. You may unsubscribe at any time using the link in any marketing email. We do not guarantee delivery because messages may be delayed or filtered by email providers.
Third-party services and links
The Services may link to or reference third-party websites, products, data, or services. We do not control or endorse them and are not responsible for their availability, accuracy, security, terms, or privacy practices. Your dealings with third parties are between you and the third party.
Disclaimers
To the fullest extent permitted by law, the Services are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant uninterrupted, secure, or error-free operation.
Limitation of liability
To the fullest extent permitted by law, The Impartial Lens and its operators, contributors, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, trading losses, or other losses arising from or related to the Services or your reliance on any content. Nothing in these Terms excludes liability that cannot lawfully be excluded.
Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless The Impartial Lens and its operators from claims, liabilities, damages, and reasonable costs arising from your unlawful use of the Services, your violation of these Terms, or your infringement of another party’s rights.
Governing law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute will be brought in a court of competent jurisdiction in California, except where applicable law requires otherwise.
Changes and severability
We may update these Terms by posting a revised version with a new effective date. Your continued use of the Services after an update constitutes acceptance of the revised Terms. If any provision is found unenforceable, the remaining provisions will remain in effect.
Contact
Questions about these Terms may be sent to memberservices@theimpartiallens.com.